#BEST HOLIDAY GIFT CARD BONUS OFFERS HOW TO#
#BEST HOLIDAY GIFT CARD BONUS OFFERS FULL#

If you upgrade, like I did, you generally aren’t eligible to earn a welcome bonus. If you have another Wells Fargo card, like the college card I had, instead of upgrading, apply for this card. But if you normally spend $167 per month in food or everyday essentials, it may be an easy requirement to meet. Of course, you should never overspend simply to earn a welcome bonus - it’s not worth it. Or time your application for the card around a big, planned purchase to earn the welcome bonus even easier - such as patio furniture or a refrigerator. To earn the bonus, consider using the card for purchases you’re already making, such as groceries, bills and other daily expenses. That’s approximately $167 in spending per month. The Active Cash offers a $200 cash rewards bonus after spending $500 in purchases within the first three months.

#BEST HOLIDAY GIFT CARD BONUS OFFERS HOW TO#

Here’s how to take advantage of all the Active Cash has to offer based on what I learned: Earn the welcome bonus (if you can) How to get the most from your Active CashĮarn unlimited 2% cash rewards on purchases We still use the Active Cash occasionally, and it’s my longest-standing credit card. Using the Active Cash helped me boost my credit to qualify for a card with better rewards. Now that we have the hang of how to use a credit card and earn rewards, we now use a travel credit card more regularly. And since we knew we wanted to travel for less, we flipped the cash rewards to use toward flights to save money.

#BEST HOLIDAY GIFT CARD BONUS OFFERS FULL#

After paying the bill in full and on time each month, it earned us $200 in cash rewards in six months. We added most bills and everyday expenses to this card - our son’s daycare bill, household expenses and even our wedding expenses. I added him as an authorized user so he could reap the credit-building benefits of paying our bill in full each month. Over time, my husband and I both used the Active Cash as an easy means to earn rewards and build credit. The Active Cash took the hassle out of rewards strategy - making it a straightforward way to guarantee cash rewards on bills, groceries, gas and more. So I upgraded my college card to the Active Cash to start earning rewards the easy way: with a flat-rate cash-back credit card.įlat-rate cash-back cards offer a fixed percentage of cash back on purchases, unlike other cards that might offer higher or lower rates by spending category. I was ready to start earning rewards, but I didn’t want to lose sight of good credit habits. Why I chose the Active Cash CardĪfter college, I took some time to understand how credit and credit cards work. Here’s how I maximize the Wells Fargo Active Cash, and how you can get the most value out of this credit card. It’s one of CNET’s best credit card picks, and one of my favorites for a few reasons. This no-fuss option credit card option earns you unlimited 2% cash rewards on all your purchases. If you’re ready to earn credit card rewards, but don’t want to strategize over spending categories and reward rates, the Wells Fargo Active Cash® Card offers an easy path forward. Choosing the right credit card can be daunting - especially when you’re a new credit user.

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